I lost my job relative to health reasons and while seeking other employment, did not receive unemployment benefits I was entitled to. I had to go through an appeal process and by the time I got the information on that, I got a job making about $1,000 less per month with no insurance benefits (with medical problems continued). I did eventually find a job making the income I was used to by the summer but I learned the first week of training that the agency was going to be closing down at any moment. I was able to get another job with the state making the same income but the catch was I had to travel 100 miles a day to get to work. These periods of no income, less income, and added bills, late fees, etc., have caused me to be in the financial situation I'm in. I've tried my best to make financial arrangements with all my creditors and it has not been good on me or my health. I have medical insurance now but I had an emergency room trip a month before I was covered that I now have to pay for. My medications are now covered. I'm trying to get a vehicle that uses less gas to get back and forth to work. My mortgage company is Wells Fargo but I've learned they've just been merged (bought out) by Chase help with foreclosure