When I purchased our home my wife and I had a very good income together. My wife was laid off from her job of 5 years, which cut our household income to nearly half. I was trying to maintain all of the bills (mortgage, utilities, healthcare, etc) along with raising our two daughters. Of course, with the market crisis, things got worse for us. My wife is now employed again and we are begging for someone to please help us save our home. Thank you in advance. Our situation has changed, because my wife is now employed and we are trying to get back on our feet.