Be grateful you have the means to hire an attorney. GMAC is one of the most cooperative banks. I don't think it will be that much longer before you hear.
You have the right to call the bank and ask if the file had been received and if it had been turned over to a negotiator yet. Also ask them what the time frame looks like. This will assure you that your attorneys are on the ball and it may help you to rest better.
We have been going through the same our mortgage went from 1900 a month to 3500. per month. We succumbed to losing our house and have moved out.
Because of our misfortune it has opened a new Ministry for us to counsel people on personal finance. Our healing came from realizing that it is not just about us but a nation of hurting people.
I will be praying for you, I know the pain so well.
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