Jan. 19 I found out my mortgage was going to
foreclosure. We tried to find out what was owed and make a payme They wouldn't tell us the total amount due, but that we should be getting a letter in the mail with the amount. On Jan. 22 I contracted with a mitigation company. On Jan. 29 I was told by them that an agreement had been reached and that I should get a package in the mail in about three weeks and that my first payment would be either March or April 1. I got a letter from the mortgage company lawyers on Jan. 24, again with no total due, but to call for the total and that I had until Feb. 21 to bring loan current. On Feb. 1 I got a letter that the case was back with the loan workout department, and on Feb. 6 another letter stating they had received our authorization to discuss our case with our mitigation company. Last night we were served with papers filed on Feb. 4 for a foreclosure with a date of sale of March 27!!!! We are to appear in court on March 3. Can they do this? It hasn't even been 30 days since the date of notice from the lawyers! What can we do?
The letter authorizing the mitigation company to discuss the loan was dated Jan. 30. Also I know we owe apx. 7k and offered to pay that amount originally.
We hired a private mitigation company since Countrywide would not give us any answers. The letter from their lawyers was dated Jan. 21 and states that we have 30 days to respond or reinstate. The papers for foreclosure and to obtain a sale date were filed on Feb. 4. How can they do that?
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