American Servicing Foreclosure
well the verbal authorization is good it only last for one phone call or one day depending on the mortgage company, typically one call. If that call drops which I have had happen before you have to get homeowner online again. Only one borrower is required to give verbal. As soon as you can get a written LOA (Letter of Authorization) and send in everyday for 3 days and call on the third day to verify receipt. Mortgage companies are notorious for losing important docs. Not intentionally just receive thousands a day.
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