Re: Our goal is to modify your terms so that you can afford to stay in your home.
We were denied by Aurora in loan mod. They told us we are $200 under the water. We are paying now $3300- neg arm loan min payment. The loan mod company we hired said that may be we should re-apply on our own to try again. We probably can show more rent and be around $3800. But if we show more why would they modify us if we can afford min payment? Our property is probably around $300K up side down. Any suggestions what we should do? We call Aurora and they told us that its difficult to mofidy NEG ARM loans.
Thank you
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